What is Phishing?

      Phishing is a way of attempting to acquire sensitive information such as usernames, passwords and credit card details by masquerading as a trustworthy entity in an electronic communication. 
Phishing is a fraudulent attempt, usually made through email, to steal your personal information. The best way to protect yourself from phishing is to learn how to recognize a phish.
  Phishing emails usually appear to come from a well-known organization and ask for your personal information — such as credit card number, social security number, account number or password. Often times phishing attempts appear to come from sites, services and companies with which you do not even have an account.
In order for Internet criminals to successfully "phish" your personal information, they must get you to go from an email to a website. Phishing emails will almost always tell you to click a link that takes you to a site where your personal information is requested. Legitimate organizations would never request this information of you via email. 
Here is the example in which  the e-mail comes to the victim and force to click on the url (obviously fake).
Example:


         So by reading all these things one question definitely pop ups in your mind "How to prevent phishing attacks?"
      Well phishing sites are so cleverly design as they just look like original banking site or income tax site, but there is always one mistake in any fraud. Here they can't use same url as the original one so first of all always check for url. Second precaution is that always use anti-phishing software use SPAM Filter Software, Anti-Virus Software, a Personal Firewall, Keep Software Updated (operating systems and web browsers)Always look for "https://" and padlock on web sites that require personal informationKeep your computer clean from Spyware. Educate Yourself of fraudulent activity on the Internet. Check & monitor your credit report daily. Because if customer get trap by phishing they can never make blame on banks & they never refund for that.